Installments

Shop Pay offers you the option to pay in full at checkout, or to split your purchase into regular payments with Shop Pay Installments. Installment option can be used on orders over $50 USD, including discounts, shipping, and taxes.
 

Pay In 4 For Purchases Of $50+

Interest-free payments every 2 weeks

No impact to your credit score

Eligibility Requirement And Credit Score

You must be over the age of 18, reside in the US, and be paying in USD to use Shop Pay Installments.

Your credit scores aren't impacted if you are using Shop Pay Installments.

Note: To use Shop Pay Installments you need a US shipping address.
 

Fees Or Penalties

For purchases split into 4 bi-weekly payments, there are no additional charges or interest rates applied.

You can pay your balance off early without penalty.

There are no late fees. However, partial or late payments may affect your ability to use Shop Pay Installments in the future.

How To Pay With 4 Interest-Free Installments

1. Choose Shop Pay at checkout, then 4 installments and tap Continue.
2. Choose a debit or credit card to use for payment, then tap Continue.
3. Follow quick steps to verify your identity.
4. If you agree to the terms, click Agree, then tap Authorize purchase.